Interactive tool
Enter a price and see the real, all-in cost of buying on the Costa del Sol — taxes, legal and registry fees, and everything else. Andalucía rates, updated 2026. An estimate to plan around, not formal advice.
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Good to know
- ITP (7%) is the largest single cost on a resale and is payable within 30 working days of signing.
- Non-residents pay the same ITP rate as residents.
- New builds carry VAT (10%) + AJD (1.2%) instead of ITP — roughly 4.2% more in tax than a comparable resale.
- Agent commission is normally paid by the seller in Spain, not the buyer.
- As a rule of thumb, budget 8–12% on top of the price; the lower end applies to higher-value resale homes.
Estimate only, based on standard Andalucía rates (2026) and typical fee scales. Not financial, tax or legal advice. Actual costs vary with the property, lender and your circumstances, and rates can change — always confirm with your lawyer and a tax adviser. Source basis: Junta de Andalucía 2025/2026.
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